Affordable Burial Insurance — In Minutes
$25,000 of coverage for about $1.35/day. The average funeral costs $9,000–$12,000 — with $25K, your family is fully protected and then some. Get a free quote in 2 minutes — no medical exam required.
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No credit card required • Licensed in all 50 states • Rates from $1/day
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We compare rates from America's most trusted insurance companies to find you the best price.
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How We Compare
See why thousands of families choose Easy Burial Quote over other options
| Feature | Easy Burial Quote | Other Agents | Doing It Yourself |
|---|---|---|---|
| No Medical Exam | ✓ | Sometimes | Varies |
| Compare 6+ Carriers | ✓ | 2-3 | ✗ |
| Multilingual Support | ✓ | Limited | ✗ |
| Same-Day Approval | ✓ | ✓ | Slow |
| Licensed in All 50 States | ✓ | Limited | N/A |
| Free, No-Obligation Quote | ✓ | ✓ | ✗ |
| No Extra Cost to You | ✓ | ✓ | ✓ |
| Expert Guidance | ✓ | Varies | ✗ |
| Health Condition Specialists | ✓ | ✗ | ✗ |
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Trusted by thousands of families across America
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No Medical Exam
Most policies require zero medical exams. Just answer a few simple health questions.
Same-Day Approval
Get approved in as little as 24 hours. Coverage starts immediately.
$15K–$50K Coverage
Choose $15,000 to $50,000 in tax-free coverage. Your rate is locked in — it never increases.
6+ Top Carriers
We shop the top A-rated carriers to find you the absolute best price.
Licensed in All 50 States
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What Our Clients Say
Real families, real peace of mind
They helped me find a policy for my mother in Spanish. So easy and affordable. I wish I had called sooner.
Got approved the same day with no medical exam. My family is protected now and I pay less than my cable bill.
After my husband passed, I knew I needed coverage. They found me a plan for just $28/month. Professional and caring.
Coverage for All Health Conditions
We specialize in finding coverage for people other agents turn away. No matter your health history, we can help.
Our licensed agents work with 6+ A-rated carriers to find the best policy for your specific health situation. Many of our clients with pre-existing conditions get approved the same day with no waiting period.
Learn More — Watch Our Videos
Our experts explain everything you need to know about burial insurance.
Frequently Asked Questions
Burial insurance (also called final expense insurance) is a whole life insurance policy designed to cover funeral costs, medical bills, and other end-of-life expenses. Policies typically range from $5,000 to $50,000.
No! Most burial insurance policies require no medical exam. You simply answer a few health questions over the phone, and we'll find the best policy for your situation.
Most families choose $15,000 to $35,000 in coverage. Your rate depends on age, health, and benefit amount. Call us for a free personalized quote — there's no obligation.
Most applicants are approved the same day. Once approved, your coverage begins immediately with many carriers.
Your beneficiary receives a tax-free cash payment that can be used for anything — funeral costs, outstanding debts, medical bills, or daily living expenses for your family.
Your Rate Is Based on Today's Age
Every day you wait, your premium goes up. Lock in today's rate before your next birthday.
What Is Burial Insurance?
Everything you need to know about protecting your family from funeral costs
Burial insurance (also called final expense insurance) is a type of whole life insurance policy specifically designed to cover end-of-life expenses. Unlike traditional life insurance that may require extensive medical underwriting, burial insurance is designed to be simple, affordable, and accessible — even for seniors with health conditions.
How Much Does Burial Insurance Cost?
$25,000 of coverage starts at about $1.35 per day — less than a cup of coffee. The average funeral in America costs $9,000 to $12,000, so $25K covers everything and leaves a cushion for your family. Rates depend on your age, health status, gender, and the carrier, but most people are surprised how affordable it is. Your rate is locked in for life — it never increases, no matter how old you get or if your health changes.
What Does Burial Insurance Cover?
Your beneficiary receives a tax-free lump-sum payment that can be used for any purpose, including:
- Funeral and burial costs — The average funeral in America costs $7,848 to $9,420 (National Funeral Directors Association, 2023)
- Outstanding medical bills — Unpaid medical debt doesn't disappear when you pass away
- Credit card debt and personal loans — Protect your family from inheriting your financial obligations
- Mortgage or rent payments — Give your family time to grieve without financial stress
- Daily living expenses — Groceries, utilities, and bills don't stop
Who Qualifies for Burial Insurance?
People of all ages can apply for burial insurance, though it's most common for those 40+. There are three main types of policies:
- Level benefit (no waiting period) — Full coverage from day one. Available for people in good to moderate health. This is the best option if you qualify.
- Graded benefit — Partial coverage in the first 2-3 years, then full coverage. Designed for people with more serious health conditions.
- Guaranteed acceptance — No health questions at all. Everyone is accepted. Has a 2-year waiting period but guarantees coverage for anyone.
Why Choose Easy Burial Quote?
When you call an insurance company directly, they can only offer you their products. When you work with Easy Burial Quote, we compare rates from 6+ A-rated carriers — including Mutual of Omaha, Americo, Foresters, Gerber Life, AIG, and Transamerica — to find the absolute best price for your specific health situation.
Our service is completely free. Insurance companies pay our commission, so you pay the exact same rate whether you go direct or use our agency. The difference is that we do the shopping for you and find the best deal.
Plus, we offer service in your language. Our multilingual team is ready to help you in the language you're most comfortable with — just select your language from the menu at the top of the page.
How to Get Started
Getting a free burial insurance quote takes less than 5 minutes. Simply call 1-888-260-EASY or fill out the form on this page. A licensed agent will ask you a few simple health questions (no medical exam required), compare rates from our carrier partners, and present you with the best options. There's absolutely no obligation — if you don't like what you see, you can walk away at any time.
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1-888-260-EASYOr text EASY to 1-888-260-EASY
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