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Mutual of Omaha Americo Nationwide Guardian Protectant Life Globe Life

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Why Families Choose Us

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No Medical Exam

Answer a few health questions over the phone. No blood draws, no physicals, no hassle.

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Rate Locked Forever

Your premium never goes up. Lock in today's rate and keep it for life.

Coverage in 48 Hours

Most policies are approved and active within 2 business days. Your family is protected fast.

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6 Carriers Compared

We shop Mutual of Omaha, Americo, Nationwide, and 3 more to find your best rate.

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Tax-Free Payout

Your beneficiary gets the full amount, tax-free, usually within days.

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Ages 45-85 Welcome

Even with health conditions, we have guaranteed issue options. Everyone qualifies.

By the Numbers

6
A-Rated Carriers
$25
Plans Start At /mo
48hr
Approval Time
0
Medical Exams

Your rate is based on today's age.

Every day you wait, it costs more. That's not a sales tactic — that's just math.

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