The average funeral in Memphis costs $7,450. Burial insurance gives Memphis families the financial protection they need, with no medical exam and premiums starting at just $15 per month.
Memphis is Tennessee's second-largest city and the cultural soul of the American South, home to over 633,000 residents in Shelby County. Known worldwide as the birthplace of the blues, the home of Beale Street, and the city where rock and roll and soul music took shape, Memphis carries a deep sense of heritage and community. It is also a major logistics hub, serving as the headquarters for FedEx and a critical distribution center on the Mississippi River.
Burial insurance — also known as final expense insurance — is a whole life insurance policy designed specifically to cover funeral costs, cremation, memorial services, and other end-of-life expenses. In Memphis, where the average funeral costs $7,450, having a burial insurance policy means your family will not be forced to scramble for funds during their time of grief.
Memphis has a strong tradition of honoring the departed with meaningful funeral services. From the historic churches of Orange Mound and Whitehaven to the stately funeral homes in Midtown and East Memphis, families take pride in giving loved ones a proper send-off. Burial insurance makes this possible for every Memphis family, regardless of income, by providing guaranteed funds specifically designated for end-of-life expenses.
At Easy Burial Quote, we compare rates from six or more A-rated carriers to find Memphis residents the most affordable burial insurance. Whether you live in Cordova, Hickory Hill, Frayser, or Bartlett, our licensed agents are ready to help you get covered in as little as 15 minutes.
Memphis funeral costs are close to the Tennessee state average, though prices vary considerably depending on the funeral home and level of service. Here is what Memphis families can expect to pay for end-of-life services:
Memphis families should also consider that many funerals in the city include traditions such as homegoing celebrations, repasts, and extended visitation periods, which can add to the overall cost. A burial insurance policy of $15,000 to $20,000 provides a comfortable cushion for Memphis families who want a traditional service with all the customary elements. Funeral cost inflation of 3-4% annually means these prices will only increase over time, making it wise to lock in coverage now.
Getting burial insurance in Memphis through Easy Burial Quote is a simple, phone-based process that most residents can complete in under 20 minutes:
Memphis residents benefit from Tennessee's consumer-friendly insurance regulations. The Tennessee Department of Commerce and Insurance ensures all insurance products sold in the state meet strict standards, and a free-look period allows you to review and return your policy within 30 days for a full refund if you change your mind.
We also serve the Memphis community in Spanish. Our bilingual agents can walk you through every step of the process in your preferred language, ensuring you understand your options completely before making a decision.
Memphis families choose Easy Burial Quote because we combine affordability with genuine care for the community:
Memphis is a city built on soul, music, and community. At Easy Burial Quote, we believe every Memphis family deserves the peace of mind that comes with knowing funeral expenses are handled. Call 888-260-EASY today for your free quote.
Memphis has one of the most active faith communities in the United States, with hundreds of churches, mosques, and temples serving residents across Shelby County. From large congregations like Mississippi Boulevard Christian Church and Bellevue Baptist Church to smaller neighborhood churches in South Memphis and North Memphis, the faith community plays a central role in how Memphis families approach end-of-life planning and funeral services.
For many Memphis families, a funeral is not just a memorial but a celebration of life rooted in faith. These services often include extensive musical tributes, multiple speakers, a repast meal for attendees, and programs printed for the occasion. The cost of these meaningful celebrations can be significant, and burial insurance ensures that families can honor their loved ones in the way their faith tradition calls for.
Burial insurance is particularly important for Memphis families of faith for several reasons:
Whether your faith home is a Baptist church in Whitehaven, a Catholic parish in Midtown, or a nondenominational congregation in Cordova, Easy Burial Quote can help you find affordable burial insurance that gives your family the resources to celebrate your life the way you would want. Call 888-260-EASY to speak with a compassionate, licensed agent today.
Common questions about burial insurance in Memphis, TN
The average funeral in Memphis costs approximately $7,450 for a traditional service with burial. Cremation with a memorial service averages $5,320. When including all expenses such as casket, burial plot, headstone, and transportation, total costs can reach $16,030 or more. Many Memphis homegoing celebrations with extended services can cost even more.
Yes. Easy Burial Quote works with carriers that offer both simplified issue and guaranteed acceptance burial insurance. Even if you have diabetes, heart disease, COPD, or other conditions, we can find you coverage. Guaranteed acceptance policies require no health questions at all and are available to Memphis residents aged 50 to 85.
Most Memphis families choose between $10,000 and $25,000 in coverage. A policy of $15,000 to $20,000 typically covers a traditional Memphis funeral with standard services. If you plan a larger homegoing celebration or want to leave additional funds for your family, higher coverage amounts are available up to $50,000.
Yes. Burial insurance premiums in Memphis start at just $15 per month. A 65-year-old Memphis resident can typically get $10,000 to $15,000 in coverage for $30 to $55 per month. Premiums are locked in for life and never increase, making burial insurance an excellent fit for seniors on Social Security or pension income.
Compare rates from 6+ A-rated carriers. No medical exam required. Coverage from $15/month.
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